Parameter Efficient Fine-tuning via Explained Variance Adaptation
Fabian Paischer, Lukas Hauzenberger, Thomas Schmied, Benedikt Alkin, Marc Peter Deisenroth, Sepp Hochreiter
TL;DR
EVA introduces a variance-driven initialization for LoRA that provably maximizes the initial gradient signal by aligning the adapter update directions with the principal activation variances via incremental SVD on minibatch activations. It further redistributes the rank budget adaptively across weight matrices to concentrate capacity where activation variance is largest, controlled by a parameter ρ. The method yields faster convergence and higher average performance across language, vision, and RL tasks while reducing trainable parameters, achieving Pareto-dominant outcomes over existing LoRA initializations. The approach is grounded in gradient amplification and NTK perspectives, and its initialization overhead is negligible relative to fine-tuning time. EVA demonstrates robust performance gains and a clear pathway to more efficient fine-tuning of large foundation models.
Abstract
Foundation models (FMs) are pre-trained on large-scale datasets and then fine-tuned for a specific downstream task. The most common fine-tuning method is to update pretrained weights via low-rank adaptation (LoRA). Existing initialization strategies for LoRA often rely on singular value decompositions (SVD) of gradients or weight matrices. However, they do not provably maximize the expected gradient signal, which is critical for fast adaptation. To this end, we introduce Explained Variance Adaptation (EVA), an initialization scheme that uses the directions capturing the most activation variance, provably maximizing the expected gradient signal and accelerating fine-tuning. EVA performs incremental SVD on minibatches of activation vectors and selects the right-singular vectors for initialization once they converged. Further, by selecting the directions that capture the most activation-variance for a given rank budget, EVA accommodates adaptive ranks that reduce the number of trainable parameters. We apply EVA to a variety of fine-tuning tasks as language generation and understanding, image classification, and reinforcement learning. EVA exhibits faster convergence than competitors and achieves the highest average score across a multitude of tasks per domain while reducing the number of trainable parameters through rank redistribution. In summary, EVA establishes a new Pareto frontier compared to existing LoRA initialization schemes in both accuracy and efficiency.
